Whatever the system you arrive at, be sure you get your agreement in composing. Retain a log of your respective discussions and detailed records of all payments made to your lenders. Editorial Policy: The information contained in Talk to Experian is for instructional functions only and isn't legal assistance. https://milomlulq.mybuzzblog.com/9169789/what-happens-if-i-leave-a-creditor-off-my-bankruptcy-options